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Help driving your finances
0% p.a. 16.9% APR Ever felt like your credit card company didn't really have your best interests at heart? While the AA likes nothing better than to help out a stranded motorist, we'd never dream of taking you for a ride when it comes to the very important matter of your personal finances.
Want us to prove it? Just take a look at the AA Visa card: there's a special introductory rate of 0% p.a. (16.9% APR) on balance transfers from other cards for the first six months for starters. But of course, you're not that easily pleased so check out what else we've got to offer, all for no annual fee:
Free £25 gift voucher for Laithwaites wine
57 days' interest-free credit
With our rewards scheme for every £1 you spend on your AA Visa card you'll earn a point. Either redeem your points for 0.5% cashback or 1% on selected AA products and services
And as a token of our appreciation, a £25 Laithwaites voucher to spend on a case of wine when you apply
It's time to put the interests of your wallet first – so apply today by clicking below and you'll soon see how we devote the same high levels of customer care to our financial services customers as we do to our motorists.
Apply now.

Legal and Regulatory Information
Credit facilities are provided, subject to status, by Bank of Scotland, Pitreavie Business Park, Dunfermline, Fife KY99 4BS. To apply you must be at least 18 and a UK resident. Written quotations are available on request.

The balance transfer rate of 0% p.a. applies for all balances transferred for the first six months from the date the account is opened. The APRs are 16.9% (variable) for all transactions except cash advances and 19.3% (variable) for cash advances. The 0% p.a. rate does not apply to balances transferred from an existing AA Visa card, which will be transferred at 16.9% APR. The minimum monthly payment required will be 3% of the outstanding balance or £5 (or the full amount due if less than £5), whichever is the greater. For cash withdrawals, a handling charge of 2% of the amount of your cash withdrawal (minimum charge £2) will be debited from your account.

AA Visa Rewards are not provided for balance transfers, cash advances, interest or charges incurred. The AA Visa Rewards Scheme is offered by Centrica Personal Finance Limited. For full details of the AA Visa Rewards scheme, write to AA Visa, PO Box 3, Diss, Norfolk IP98 1HH.

Laithwaites offer
Offer open to UK-based subscribers over 18 applying for an AA Visa card before 31st June 2004. Voucher valid until 31st August 2004. Not available in conjunction with any other AA offer. No cash alternative.